Make Money, Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever
by Jean Chatzky
Book Summary Information
Author: Jean ChatzkyEdition: Hardcover
Audio: English (Original Language); English (Unknown); English (Published)
Published: 2006-09-26
ISBN: 0307341526
Number of pages: 288
Publisher: Crown Business
Book Reviews of Make Money, Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever
Book Review: Financial Sanity and Security: Here's How!
Summary: 4 Stars
"Make Money Not Excuses" is a user-friendly motivational and practical guide for making the decision (and taking the first steps) to becoming secure in one's financial present and long-term future. I read this book cover-to-cover in just two days -- it really got me excited about making, saving, and investing my money!
Previously, I have used David Bach's "The Automatic Millionaire" and "Smart Women Finish Rich" to develop and maintain my financial plan. I preferred Bach's books for the specific to-dos in regards to saving and investing money -- I felt that he provided more concrete examples and advice for making decisions and taking the appropriate next steps. While Chatzky's book is also motivational and has the advantage of addressing many "female" concerns (e.g., wanting to invest, but lacking the confidence to do so) and habits (e.g., I have nothing to wear!), she offers fewer directions for developing a true action plan. Bach got me on track with my savings, retirement investments and debt-management -- Chatzky helped maintain my motivation and, by echoing many of the same principles as Bach, reminded me of some outstanding responsibilities that I have procrastinated (e.g., life and disability insurance).
For women who are just starting to take control of their finances, or who are looking for ways to make their money work harder for the long-run, I would recommend starting with "Smart Women Finish Rich" and then following up with "Make Money Not Excuses." As a woman in my 20s, it feels great to realize that my financial situation is under control and that I am working every day to secure a stable future. Remember, it's not how much money you make, it's how much you keep... and how you make it work for you!
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